WayPay automates instant direct-to-bank UPI payment verification using native Android SMS ingestion, TLS 1.3 Gmail IMAP, and cryptographic webhooks.
Direct Reconciliation Across All Indian Banks & UPI Apps
Standard payment gateways take 2.0% + 18% GST (2.36% effective) on every single transaction.
Four redundant layers of real-time credit reconciliation ensuring 99.9% auto-matching without merchant intervention.
Installs on your shop phone. Runs a persistent non-killable Foreground Service (START_STICKY) that captures incoming Bank SMS & UPI notifications in real time.
Server-side TLS 1.3 polling directly to Gmail. Reads credit alerts from HDFC, SBI, Amazon Pay (@apl), and FamPay (@fam) even if your phone is offline.
Every verified payment immediately dispatches an authoritative webhook with X-WayPay-Signature header to update your Shopify, WooCommerce, or custom backend.
Eliminates order mismatch bugs when multiple customers pay the same amount simultaneously. Prioritizes the customer's 12-digit UPI RRN / UTR reference.
waypay.js)Zero-CDN pure vector SVG QR code modal. Automatically generates standard NPCI UPI URIs with mobile deep-linking for Google Pay, PhonePe, and Paytm.
Contextual regex parsing ensures available balance statements are never mistaken for credit alerts. Timestamps older than 120s are rejected cryptographically.
Live production subdomains on whatyouwantkerala.in wildcard cluster: