WayPay™
0% MDR UPI SUITE
WayPay automates instant direct-to-bank UPI payment verification using native Android SMS ingestion, TLS 1.3 Gmail IMAP, and cryptographic webhooks.
Start settling directly into your bank account
Standard payment gateways take 2.0% + 18% GST (2.36% effective) on every single transaction.
Four redundant layers of real-time credit reconciliation ensuring 99.9% auto-matching without merchant intervention.
Installs on your shop phone. Runs a persistent non-killable Foreground Service (START_STICKY) that captures incoming Bank SMS & UPI notifications in real time.
Server-side TLS 1.3 polling directly to Gmail. Reads credit alerts from HDFC, SBI, Amazon Pay (@apl), and FamPay (@fam) even if your phone is offline.
Every verified payment immediately dispatches an authoritative webhook with X-WayPay-Signature header to update your Shopify, WooCommerce, or custom backend.
Eliminates order mismatch bugs when multiple customers pay the same amount simultaneously. Prioritizes the customer's 12-digit UPI RRN / UTR reference.
waypay.js)Zero-CDN pure vector SVG QR code modal. Automatically generates standard NPCI UPI URIs with mobile deep-linking for Google Pay, PhonePe, and Paytm.
Contextual regex parsing ensures available balance statements are never mistaken for credit alerts. Timestamps older than 120s are rejected cryptographically.
Direct peer-to-peer bank settlement with zero commission deduction.